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Ready to Buy? Ask Yourself…

Ready to Buy? Ask Yourself…

These four questions can help you make smarter mortgage and housing choices:

  1. Why is it better to buy a home right now vs. renting a home?

    Buying a home usually requires more upfront capital, more ongoing expenses and a longer term commitment. That being said, it’s also a great way to build wealth and equity, strengthen community ties, create financial stability year to year and capitalize on tax incentives. Make sure to run the numbers with a mortgage professional to evaluate whether you’d be better off buying vs. renting.

  2. How can I make sure this fits into my short-term and long-term budget?

    Make sure to strategize with a professional and compare your options when it comes to:

    • Choosing a down payment amount and strategy
    • Choosing a monthly payment scenario
    • Choosing a price range for your new home
  3. How will this financial decision impact other areas of my life?

    Make sure to think through how your cash flow situation will impact:

    • Children’s college funding
    • Retirement planning
    • Taking care of elderly parents
    • Other large financial purchases or commitments
  4. What mortgage and home buying strategy will result in less overall financial risk?

    The mortgage is most likely going to be your single-largest debt; and your home is most likely going to be your single largest investment. That’s why it’s important to evaluate and compare your options with an Axia Home Loans Mortgage Advisor.

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Heather Battaglia | NMLS# 224359
Pahrump Branch: 1321 S. Highway 160, Suite 3, Pahrump, NV 89048
Axia Home Loans Corporate: 1120 112th Ave NE, Suite 600, Bellevue, WA 98004 - NMLS #27830 (WA-CL-27830)

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